IndusInd Bank Credit Card: which one is best for you? Find now!

  • 16 June 2020 | 1119 Views
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IndusInd bank commenced its operations in the year 1994. It caters to the needs of both consumers and corporate customers. IndusInd bank has emerged as one of the fastest-growing banks in India. Being a private bank, it offers several retail and corporate banking services. Its product and services include deposits, loans, investments, forex services, Demat services, online services, wealth management services, credit cards, debit cards, etc. 

Credit and debit cards are one of the most important products in today’s everyday life. As we are slowly and steadily embracing the cashless economy, owing a credit and a debit card is becoming an essential item for every individual.

What are the benefits of a credit card?

Don’t we all love credits? But a credit card or let us say a credit through a credit card has a slightly misplaced image. Although a credit card is a kind of liquid financial aid which is always at our disposal, but people are often scared of credit cards, thanks to the myths associated with it.

Confused about How do I choose a credit card? Which bank gives credit easily? Which bank credit card is best? Find your answers here: All You Need To Know About Credit Card Limit

The true utility of a credit card comes during the time of festivals, emergencies, family functions, or vacations which are normally considered as large expense activities.

A credit card is not only immensely helpful for unforeseen expenditures, but its associated benefits are also manifold, including reward points on each transaction that you make, cashbacks on certain purchases, specific discounts on availing services from some of the affiliated brands and stores, etc. IndusInd Bank also offers a wide range of credit cards which are tailored to suit all type of customers. It also comes with several features and advantages. 

How many types of credit cards are there in IndusInd Bank?

IndusInd Bank provides credit cards with exceptional credit limits, privileges, and an assortment of super-premium and premium credit cards that are tailored to every specific need. Below is the list of the different types of credit cards provided by the bank. 

SUPER PREMIUM CREDIT CARDS

The Super Premium range of credit cards by IndusInd Bank provides individuals with the seamless credit conveniences vital for accomplishing the implausible. One of the subcategories of super premium credit card i.e., Indulge credit card, comes with its 22-carat gold inlay and no pre-set spending limit. Then there is Pinnacle credit card which provides specially crafted services and privileges for indulgence for its customers.

1. INDULGE CREDIT CARD

Welcome Gift: The Cardholder is provided with several complimentary joining benefits such as free one-way flight with Jet airways, genesis luxury vouchers, and other offers from the Oberoi group of hotels.

Reward Points: The cardholder can earn 1.5 reward points for every spending of Rs 100 used on business or leisure.

Priority Pass Membership: With the card, the holder gets a membership to the priority pass which gives access to premium lounges at major airports across the world. Along with membership, Cardholders are enrolled in Travel Plus program, which will provide you complimentary lounge visits around the world.

Concierge Services: A 24×7 concierge service is provided to help you make dining reservations, flight bookings, hotel reservations, and more.

Complimentary Travel Insurance: You are also provided a complimentary travel insurance cover through IndusInd Bank partner, ICICI Lombard General Insurance. This ensures you against lost baggage, delayed baggage, lost ticket, missed connection, and much more.

Fuel Surcharge Waiver: Cardholders will enjoy a waiver of 2.5% surcharge at petrol pumps across the country. Monthly cap at Rs. 200 equals to yearly savings of Rs. 2,400.

Golf Privileges: Get access to some of the leading golf clubs through your IndusInd Bank Signature Credit Card in partnership with Apexlynx. Additionally, you can also enjoy complimentary golfing lessons at golf courses in Delhi-NCR, Ahmedabad, Bengaluru, Chennai, and others.

Add-on credit cards: Get the total protect benefit which provides 100% liability coverage of the credit limit of your primary card as well as your add-on credit cards.

2. CREST CREDIT CARD 

Welcome Gift: The Cardholder is provided with several complimentary joining benefits such as free one-way flight with Jet airways, genesis luxury vouchers, and other offers from the Oberoi group of hotels.

Reward Points: The cardholder can earn 1 reward points for every spending of Rs 100 spent on domestic transactions and 2.5 reward points spent on international transactions.

Priority Pass Membership: With the card, the holder gets a membership to the priority pass which gives access to premium lounges at major airports across the world. Along with membership, it also provides the cardholder with access to the airport by invitation services which lets you bypass check-in lines and access to private security checks.

Dining Privileges: The cardholder gets access to delicious dining offers from some of the finest restaurants in the world. 

Entertainment Benefits: The cardholder gets a wide range of benefits on movie ticket booking such as 20% of on BookMyShow events and theatre bookings. Up to 3 Free tickets in a month on buy one get one ticket free basis. 

Concierge Services: A 24×7 concierge service is provided to help you make dining reservations, flight bookings, hotel reservations, and more.

Complimentary Travel Insurance: You are also provided a complimentary travel insurance cover through IndusInd Bank partner, ICICI Lombard General Insurance. This ensures you against lost baggage, delayed baggage, lost ticket, missed connection, and much more.

Fuel Surcharge Waiver: Cardholders will enjoy a waiver of 2.5% surcharge at petrol pumps across the country. Monthly cap at Rs. 200 equals to yearly savings of Rs. 2,400.

Golf Privileges: Get access to some of the leading golf clubs through your IndusInd Bank Signature Credit Card in partnership with TPC. Additionally, you can also enjoy complimentary golfing lessons at golf courses in Delhi-NCR, Ahmedabad, Bengaluru, Chennai, and others.

Add-on credit cards: Get the total protect benefit which provides 100% liability coverage of the credit limit of your primary card as well as your add-on credit cards.

3. CELESTA CREDIT CARD

Private Designer Consultation: As an IndusInd Bank Celesta American Express Credit Cardholder you have exclusive access to a Tete-a-tete session with Kaabia or Sasha Grewal from Outhouse and renowned fashion designer Manish Arora.

Travel Benefits: The cardholder enjoys an unlimited complimentary domestic lounge access, a complimentary Shangri-la Golden Circle Jade membership, and a 10% discount on standard rates with Hertz car rentals. 

Dining Benefits:  The cardholder gets access to delicious dining offers from some of the finest restaurants in the world.

Entertainment Benefits: The cardholder gets a wide range of benefits on movie ticket booking such as 20% of on BookMyShow events and theatre bookings. Up to 3 Free tickets in a month on buy one get one ticket free basis. 

Concierge Services: A 24×7 concierge service is provided to help you make dining reservations, flight bookings, hotel reservations, and more.

Golf Privileges: Get access to some of the leading golf clubs through your IndusInd Bank Signature Credit Card in partnership with TPC. Additionally, you can also enjoy complimentary golfing lessons at golf courses in Delhi-NCR, Ahmedabad, Bengaluru, Chennai, and others.

4. PINNACLE CREDIT CARD

Welcome Gift: The Cardholder is provided with several complimentary joining benefits such as free one-way flight with Jet airways, genesis luxury vouchers, and other offers from the Oberoi group of hotels.

Reward points: The cardholder earns 2.5 Reward Points for every Rs.100 spent online (E-commerce transactions), E-com travel and airline transactions will earn 1.5 reward points for every ₹100 spent, and E-com utility transactions will earn 1 reward point for every ₹100 spent.

Golf Privileges: Get access to some of the leading golf clubs through your IndusInd Bank Signature Credit Card in partnership with leading golf clubs. Additionally, you can also enjoy complimentary golfing lessons at golf courses in Delhi-NCR, Ahmedabad, Bengaluru, Chennai, and others.

Entertainment Benefits: Enjoy movies with BookMyShow with offers such as up to 3 Free tickets in a month, buy one get one ticket free basis. 

Priority Pass Membership: With the card, the holder gets a membership to the priority pass which gives access to premium lounges at major airports across the world. Along with membership, Cardholders are enrolled in Travel Plus program, which will provide you complimentary lounge visits around the world.

Concierge Services: A 24×7 concierge service is provided to help you make dining reservations, flight bookings, hotel reservations, and more.

Fuel Surcharge Waiver: Cardholders will enjoy a waiver of 1% surcharge at petrol pumps across the country.

Add-on credit cards: Get the total protect benefit which provides 100% liability coverage of the credit limit of your primary card as well as your add-on credit cards.

Apart from the above features of the card, these Credit cards is good for people looking for a premium card, card holders who see shopping benefits, and customers who want to enjoy golf benefits. However, it is not ideal for people who are looking for a basic credit card and seeking cash back benefits. 

Premium Credit Cards

This category of the IndusInd bank credit card provides the cardholder with the finest travel, dining, and lifestyle privileges. It provides the cardholder with an extravagant reward point earning rate along with a quicker redemption option. It also provides the cardholders with concierge facilities for customizing the card’s travel itineraries.

1. LEGEND CREDIT CARD

Welcome Gift: The Cardholder is provided with several complimentary joining benefits, luxury vouchers from top brands, and other offers from the Oberoi group of hotels.

Golf Privileges: Get access to some of the leading golf clubs through your IndusInd Bank Signature Credit Card in partnership with leading golf clubs. Additionally, you can also enjoy complimentary golfing lessons at golf courses in Delhi-NCR, Ahmedabad, Bengaluru, Chennai, and others.

Entertainment Benefits: Enjoy movies with BookMyShow with offers such as up to 3 Free tickets in a month, buy one get one ticket free basis. 

Priority Pass Membership: With the card, the holder gets a membership to the priority pass which gives access to premium lounges at major airports across the world. Along with membership, Cardholders are enrolled in Travel Plus program, which will provide you complimentary lounge visits around the world.

Concierge Services: A 24×7 concierge service is provided to help you make dining reservations, flight bookings, hotel reservations, and more.

Fuel Surcharge Waiver: Cardholders will enjoy a waiver of 1% surcharge at petrol pumps across the country.

Add-on credit cards: Get the total protect benefit which provides 100% liability coverage of the credit limit of your primary card as well as your add-on credit cards.

2. ICONIA CREDIT CARD

Welcome Gift: The Cardholder is provided with several complimentary joining benefits, luxury vouchers from top brands, and other offers from the Oberoi group of hotels.

IndusInd Iconia Credit Card

Golf Privileges: Get access to some of the leading golf clubs through your IndusInd Bank Signature Credit Card in partnership with leading golf clubs. Additionally, you can also enjoy complimentary golfing lessons at golf courses in Delhi-NCR, Ahmedabad, Bengaluru, Chennai, and others.

Entertainment Benefits: Enjoy movies with BookMyShow with offers such as up to 3 Free tickets in a month, buy one get one ticket free basis. 

Priority Pass Membership: With the card, the holder gets a membership to the priority pass which gives access to premium lounges at major airports across the world. Along with membership, Cardholders are enrolled in Travel Plus program, which will provide you complimentary lounge visits around the world.

Concierge Services: A 24×7 concierge service is provided to help you make dining reservations, flight bookings, hotel reservations, and more.

Fuel Surcharge Waiver: Cardholders will enjoy a waiver of 1% surcharge at petrol pumps across the country.

Add-on credit cards: Get the total protect benefit which provides 100% liability coverage of the credit limit of your primary card as well as your add-on credit cards.

3. SIGNATURE CREDIT CARD

Welcome Gift: The Cardholder is provided with several complimentary joining benefits, luxury vouchers from top brands, and other offers from the Oberoi group of hotels.

Golf Privileges: Get access to some of the leading golf clubs through your IndusInd Bank Signature Credit Card in partnership with leading golf clubs. Additionally, you can also enjoy complimentary golfing lessons at golf courses in Delhi-NCR, Ahmedabad, Bengaluru, Chennai, and others.

Entertainment Benefits: Enjoy movies with BookMyShow with offers such as up to 3 Free tickets in a month, buy one get one ticket free basis. 

Priority Pass Membership: With card the holder gets a membership to the priority pass which gives access to premium lounges at major airports across the world. Along with membership, Card holders are enrolled into Travel Plus program, which will provide you complimentary lounge visits around the world.

Concierge Services: A 24×7 concierge service is provided to help you make dining reservations, flight bookings, hotel reservations and more.

Fuel Surcharge Waiver: Card holders will enjoy waiver of 1% surcharge at petrol pumps across the country.

Add-on credit cards: Get the total protect benefit which provides 100% liability coverage of the credit limit of your primary card as well as your add-on credit cards.

4. NEXXT CREDIT CARD

Welcome Gift: The Card holder is provided with several complimentary joining benefits, luxury vouchers from top brands, and other offers from Oberoi group of hotels.

Reward points: The card holder earns 1 Reward Points for every Rs.150 spent for business or pleasure.

Entertainment Benefits: Enjoy movies with BookMyShow with offers such as up to 3 Free tickets in a month, buy one get one ticket free basis. 

Priority Pass Membership: With card the holder gets a membership to the priority pass which gives access to premium lounges at major airports across the world. Along with membership, Card holders are enrolled into Travel Plus program, which will provide you complimentary lounge visits around the world.

Concierge Services: A 24×7 concierge service is provided to help you make dining reservations, flight bookings, hotel reservations and more.

Fuel Surcharge Waiver: Card holders will enjoy waiver of 1% surcharge at petrol pumps across the country.

Add-on credit cards: Get the total protect benefit which provides 100% liability coverage of the credit limit of your primary card as well as your add-on credit cards.

5. DUO CARD

The IndusInd bank Duo Card comes with two magnetic stripes and EMV chips and is a first of its kind card in India which provides the holder with dual benefits of a debit and a credit card with access to cash without carrying multiple cards. 

Entertainment Benefits: This card provides the holder with one free movie ticket per month with every movie ticket you purchase. 

Travel Plus: This card brings the card holders with a travel plus program which provides the access to lounges along with other travel benefits. 

Always Assured: It brings the card holder with an air accident insurance of up to Rs. 25 lakhs which provides cover on lost or delayed baggage, loss of passport or ticket and a total protection up to your credit limit. 

Concierge Services: A 24×7 concierge service is provided to help you make dining reservations, flight bookings, hotel reservations and more.

6. PLATINUM CREDIT CARD

Welcome Gift: The Card holder is provided with several complimentary joining benefits such as EazyDiner gift voucher and other luxury vouchers from top brands. 

Reward points: The card holder earns 1 Reward Points for every Rs.150 spent for business or pleasure.

Entertainment Benefits: Enjoy movies with BookMyShow with offers such as up to 3 Free tickets in a month, buy one get one ticket free basis. 

Priority Pass Membership: With card the holder gets a membership to the priority pass which gives access to premium lounges at major airports across the world. Along with membership, Card holders are enrolled into Travel Plus program, which will provide you complimentary lounge visits around the world.

Concierge Services: A 24×7 concierge service is provided to help you make dining reservations, flight bookings, hotel reservations and more.

Fuel Surcharge Waiver: Card holders will enjoy waiver of 1% surcharge at petrol pumps across the country.

Add-on credit cards: Get the total protect benefit which provides 100% liability coverage of the credit limit of your primary card as well as your add-on credit cards.

7. PLATINUM SELECT CREDIT CARD

Welcome Gift: The Card holder is provided with several complimentary joining benefits such as EazyDiner gift voucher and other luxury vouchers from top brands. 

Reward points: The card holder earns 1 Reward Points for every Rs.150 spent for business or pleasure.

Entertainment Benefits: Enjoy movies with BookMyShow with offers such as up to 3 Free tickets in a month, buy one get one ticket free basis. 

Priority Pass Membership: With card the holder gets a membership to the priority pass which gives access to premium lounges at major airports across the world. Along with membership, Card holders are enrolled into Travel Plus program, which will provide you complimentary lounge visits around the world.

Concierge Services: A 24×7 concierge service is provided to help you make dining reservations, flight bookings, hotel reservations and more.

Fuel Surcharge Waiver: Card holders will enjoy waiver of 1% surcharge at petrol pumps across the country.

Add-on credit cards: Get the total protect benefit which provides 100% liability coverage of the credit limit of your primary card as well as your add-on credit cards.

8. PLATINUM AURA EDGE CREDIT CARD

Welcome Gift: The Card holder is provided with several complimentary joining benefits such as EazyDiner gift voucher and other luxury vouchers from top brands. 

Reward points: The card holder earns 1 Reward Points for every Rs. 100 spent for business or pleasure.

Priority Pass Membership: With card the holder gets a membership to the priority pass which gives access to premium lounges at major airports across the world. Along with membership, Card holders are enrolled into Travel Plus program, which will provide you complimentary lounge visits around the world.

Concierge Services: A 24×7 concierge service is provided to help you make dining reservations, flight bookings, hotel reservations and more.

Fuel Surcharge Waiver: Card holders will enjoy waiver of 1% surcharge at petrol pumps across the country.

Add-on credit cards: Get the total protect benefit which provides 100% liability coverage of the credit limit of your primary card as well as your add-on credit cards.

9. PLATINUM AURA CREDIT CARD

Welcome Gift: The Card holder is provided with several complimentary joining benefits such as EazyDiner gift voucher and other luxury vouchers from top brands. 

Reward points: The card holder earns 1 Reward Points for every Rs.150 spent for business or pleasure.

Priority Pass Membership: With the card, the holder gets a membership to the priority pass which gives access to premium lounges at major airports across the world. Along with membership, Cardholders are enrolled in Travel Plus program, which will provide you complimentary lounge visits around the world.

Concierge Services: A 24×7 concierge service is provided to help you make dining reservations, flight bookings, hotel reservations, and more.

Fuel Surcharge Waiver: Cardholders will enjoy a waiver of 1% surcharge at petrol pumps across the country.

Add-on credit cards: Get the total protect benefit which provides 100% liability coverage of the credit limit of your primary card as well as your add-on credit cards.

Co-branded Credit cards

Co-branded credit cards are specifically brought by the IndusInd bank along with its travel partners for the frequent fliers. A cardholder with WorldMiles card can earn miles on domestic and international travels along with a 100% discount on base fares. 

  1. INDUSIND BANK PAYBACK CREDIT CARD
  2. INTERMILES INDUSIND BANK ODYSSEY CREDIT CARD
  3. INTERMILES INDUSIND BANK VOYAGE CREDIT CARD. 

Which is best IndusInd Bank credit card?

The above cards offered by IndusInd Bank are specially designed to give the best experience of using a credit card. The customer can select the best credit card that meets their criteria from the variety of options offered by IndusInd Bank. The major attractions of these credit card is the premium privileges and the lifestyle benefits that a cardholder will enjoy with all of these cards.

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